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Terms of service

Last updated: 2026-05-08

Service

Budget is a self-hosted household finance tool. You record financial activity manually; we do not connect to your bank, aggregate accounts, or move money on your behalf.

Your account

You are responsible for keeping your account credentials, two-factor codes, and passkeys secure. We will not unlock an account on your behalf.

You must be at least 16 years old to create an account.

Acceptable use

Don't use the service for activity that would be unlawful where you live, or where our servers operate.

Don't attempt to bypass rate limits, scrape data you don't own, or run automated load against the service.

Don't upload malicious files. Attachments are limited to image and PDF MIME types and a 10 MB size cap.

Your data is yours

You retain all rights to the data you put into Budget. We hold a limited license only to display it back to you and the household members you invite.

You can export your data at any time via Settings → Export data, or by downloading per-account archives from each account's edit page.

No financial advice

Reports, budgets, and any other surface in this product are tools for tracking, not financial advice. Do not treat anything in the app as a recommendation to buy, sell, or hold any asset.

Availability

We aim for high availability but make no uptime guarantee. We may take the service down for maintenance with or without notice.

If you self-host, your uptime is your own responsibility.

Termination

You can delete your account at any time. We reserve the right to suspend or terminate accounts that violate these terms.

Changes to these terms

We may update these terms from time to time. The "last updated" date below reflects the most recent revision.

This is a starter draft, not legal advice. Replace before onboarding real users in regulated jurisdictions.